Gokulakrishnan Seshiah (2026) “Governing Autonomous Decision Authority: A Handoff-Threshold Framework for Agentic AI in Payment Infrastructure”, International Journal of Intelligent Systems and Applications in Engineering, 14(1s), pp. 2417 –. Available at: https://ijisae.org/index.php/IJISAE/article/view/8550 (Accessed: 22 September 2026).