Gokulakrishnan Seshiah. “Governing Autonomous Decision Authority: A Handoff-Threshold Framework for Agentic AI in Payment Infrastructure”. International Journal of Intelligent Systems and Applications in Engineering 14, no. 1s (August 31, 2026): 2417 –. Accessed September 22, 2026. https://ijisae.org/index.php/IJISAE/article/view/8550.