Evaluating Institutional Support for Financing Women Entrepreneurs in Tamilnadu and Karnataka using Predictive Analytics

Authors

  • Radha T., Prabhakaran, Josephine Rebecca. M., Vinutha K., Abin Baby, Sreelakshmi. A. R

Keywords:

Women Entrepreneurs, Financial Awareness, Micro Finance Institutions, Government Agencies, Lending Schemes, FinServe

Abstract

The present study is focused to analyze the dynamic role and contribution of various Financial Institutions and Government Agencies through different lending schemes over the development of small-scale women entrepreneurs in Tamilnadu and Karnataka States. The present study is of empirical research type. Tirunelveli, Theni, Virudhunagar & Dharmapuri districts from Tamilnadu and Mandya, Udupi, Bagalkot & Raichur Districts from Karnataka have been chosen for collecting primary data. A sample of 463 from Tamilnadu and 423 from Karnataka from the registered women SSIs were selected using a structured interview schedule through a stratified random sampling method. Statistical methods such as percentages, rank tests, chi-square tests, and t-tests were employed. The results indicate that there are variations among small-scale women entrepreneurs in both the states with regard to their awareness and satisfaction level on varied lending schemes of various financial and supportive intermediaries. Many of them have availed financial assistance under various lending schemes are very satisfied. Both Tamilnadu and Karnataka were highly fulfilled with the all-general services. Government agencies need to oversee the effectiveness of training programs in reaching the intended women entrepreneurs.

Downloads

Download data is not yet available.

References

Doris and Samuel (2014) “Role of Microfinance in the Growth of Rural Enterprises” International Journal of Information Research and Review, Vol. 1, Issue, 2, pp. 034-038.

Ashok K. Pokhriyal & Rekha Rani, (2014) “Role of Micro-Finance in the Empowerment of Women”, Journal of Business and Finance, ISSN: 2305-1825, Vol 2, No.1, pp. 21-31

Swapna (2017) “Impact of Microfinance on Women Entrepreneurship” International Journal of Business Administration and Management. ISSN 2278-3660 Volume 7, Number 1 pp 229-241

Yadav, V. and Unni, J. (2016), “Women entrepreneurship: research review and future directions. Journal of Global Entrepreneurships, Res 6, 12 (2016). Retrieved from https://doi.org/10.1186/s40497-016-0055-x ,

Thangarajan, R., Jaganathan, P., Thirumoorthy, K., Kesavan, H., & Pradeep, P. (2024). An empirical study on financial performance of micro finance Institutions. Multidisciplinary Science Journal, 6, 2024ss0428. https://doi.org/10.31893/multiscience.2024ss0428

Radha,T. & Viji, R. (2021) “SHG- A dynamic tool for socio-economic up gradation of semi-urban women” International Journal of Research in Commerce, IT and Management, Vol.11, Issue. 2, pp.1-5. Retrieved from https://ijrcm.org.in/article_info.php?article_id=9541

Radha T. (2024). Volatility in Sustainable Financial Growth through Predictive Analytics for Women Entrepreneurs in Tamilnadu. International Journal of Intelligent Systems and Applications in Engineering, 12(21s), 3774 –. Retrieved from https://www.ijisae.org/index.php/IJISAE/article/view/6127

Elakkiya S. 2018. Women empowerment through Pudu Vazhuv project – A critical analysis. Unpublished M. Sc. (Agriculture) Thesis, Tamil Nadu Agricultural University, Coimbatore, Tamil Nadu.

Mala K. 2009. Emergence of women movement in India. Asian Journal of Women’s Studies 3(2): 94-129.

Shah D, Panigrahi S. 2015. Determinants of participation of women in self-help groups (SGHs)and credit delivery from formal and informal sources to BPL households in Odisha. Indian Journal of Agricultural Economics 70(3): 1-12.

Madeshwaran S, Dharmadhikary A. 2001. Empowering rural women through self-help groups: lessons from Maharashtra rural credit project. Indian Journal of Agricultural Economics 56(3): 427-443.

Puhazhendi V, Satyasai KJS. 2001. Economic and social empowerment of rural poor through self-help groups. Indian Journal of Agricultural Economics 56(3): 450.

Reddeppa A, Narasimhalu K. 2009. SHG in India: a tool for urban poverty. Southern Economist 48: 39-40.

Acharya S, Yoshino E, Jimba M, Wakai S. 2007. Empowering rural women through a community development approach in Nepal. Community Development Journal 42(1): 34-46.

Venkatesh J, Kala K. 2010. Empowering rural women all the way through self-help groups. International Journal of Management 1(2): 156-163.

Shree DA, Chandavari V, Rayanagoudar R. 2016. A study on the profile of SHGs and their members in Karnataka. Agric International 3(2): 97-101.

Sharad M. 2016. Contribution of self-help groups in the socio-economic development of the women. International Journal of Research in Social Sciences 333-344.

Veena. Rao, Venakatachalam, A. & Joshi, H.G. (2012). Challenges Faced by Women Entrepreneurs Running Micro, Small and Medium Scale Fashion and Apparel Business: A Study on Fashion and Apparel Enterprises in Coastal Karnataka. International Conference on Trade, Tourism and Management, pp 21-22.

Nayyar, Poojaet. al. (2007), “Causes and Constraints Faced by Women Entrepreneurs in Entrepreneurial Process”, The Journal of Social Science. 14(2): 99-102.

Lakshmi R and Vadivalagan G (2011) Impact of self-help groups on empowerment of women: A study in Dharmapuri District, tamilnadu, Journal of management and sciences, volume No.1, Issue- 2, pp. 43-54.

Prabhakaran J (2018) A study on Functional Problems of Self Help Groups in Coimbatore District, World Wide Journal of Multidisciplinary Research and Development, Vol. 4, Issue 4, pp – 102-107

Prabhakaran J (2018) Growth of Socio-Economic Status of Self Help Groups In Coimbatore District, In Tamilnadu, World Wide Journal of Multidisciplinary Research and Development, Vol. 4, Issue 4, pp – 48-52

Downloads

Published

12.06.2024

How to Cite

Radha T. (2024). Evaluating Institutional Support for Financing Women Entrepreneurs in Tamilnadu and Karnataka using Predictive Analytics. International Journal of Intelligent Systems and Applications in Engineering, 12(4), 3461 –. Retrieved from https://ijisae.org/index.php/IJISAE/article/view/6862

Issue

Section

Research Article