Self-Healing Performance Architectures for Large-Scale Banking and Payment Platforms

Authors

  • Hariprasad Pandian

Keywords:

Self-Healing Architecture, Fault Tolerance, Banking Systems, Anomaly Detection, Payment Platform Resilience.

Abstract

Contemporary banking and payment systems require higher levels of availability, fault tolerance and resilience to maintain uninterrupted financial activities. We present the first study of Self-Healing Performance Architectures (SHPA) that have been created specifically for automatically identifying, diagnosing, and solving system problems in large banking/payment systems. Our design combines pattern matching based anomaly detection with automated repair mechanisms, real-time telemetry analysis in a distributed microservices environment. Through predictive failure analysis, runtime load balancing and intelligent rollbacks, the service greatly reduces the impact of failures — without human intervention. Experimental results reveal that our proposed SHPA shortens Mean Time to Recovery (MTTR) by 83% and provides a system availability of 99.999%, based on which uninterrupted transaction processing is provided without any data loss even under catastrophic failure scenarios. The architecture also includes dynamic circuit breakers, configurable and self-adjusting resource allocation policies, as well as feedback loops that adapt runtime system behavior based on observed past performance. Results validate significant increases in throughput, error rates and delay consistency, and operational cost efficiency on mission-critical financial systems. This study introduces the self-healing architecture as a new archetype for engineering robust, secure, scalable and autonomic resilient banking platforms that fulfill the changing requirements of digital finance.

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Published

26.12.2023

How to Cite

Hariprasad Pandian. (2023). Self-Healing Performance Architectures for Large-Scale Banking and Payment Platforms. International Journal of Intelligent Systems and Applications in Engineering, 11(11s), 1019–1029. Retrieved from https://ijisae.org/index.php/IJISAE/article/view/8069

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Section

Research Article