Scalable Integration Architectures for Heterogeneous Multi-Source Data Extraction in Financial Services

Authors

  • Laxmi Pratyusha Konda

Keywords:

Data Extraction; Heterogeneous Integration; Multi-Source Aggregation; Microservices Architecture; Adapter Pattern; Financial Services; Validation Engine

Abstract

Financial services applications frequently integrate with complex heterogeneous digital ecosystems. Integrating financial services sources with REST APIs, SFTP file downloads, web portals, and other services often leads to quadratic point-to-point integration complexity as the number of source systems increases, high engineering effort, and brittle integrations that break due to interface changes, API deprecations, or changing authentication schemes in third-party integrations. The solution consists of a scalable architecture that abstracts heterogeneous data extraction from heterogeneous data sources using an API-first integration approach, file-based extraction, and smart web navigation through headless browsers. The architecture's central contribution is the adapter pattern, using which new data sources can be connected without the need to modify the extraction logic, thus speeding up the integration process. The multi-strategy extraction framework uses standardized adapter interfaces for various source types. Centralized four-layer validation checks format, cross-reference statistical deviations, and user-defined business rules for all extracted data. The containerized microservices implementation allows horizontal scaling and high availability using auto-scaling parameters and deployment across availability zones. The web navigation domain-specific language allows users to write extraction scripts without needing to understand how browser automation works. Confidence scoring allows records to be routed along semantic processing pipelines based on the results of validation. The architectural patterns outlined above apply to any organization that needs to aggregate data or information from many external, heterogeneous sources subject to high-quality constraints.

DOI: https://doi.org/10.17762/ijisae.v14i1s.8229

Downloads

Download data is not yet available.

References

Michael Stonebraker and Ugur Çetintemel, "One Size Fits All”: An Idea Whose Time Has Come and Gone," Proceedings of the 21st International Conference on Data Engineering (ICDE 2005). Available: https://ieeexplore.ieee.org/stamp/stamp.jsp?arnumber=1410100

Li Da Xu, "Enterprise Systems: State-of-the-Art and Future Trends," IEEE TRANSACTIONS ON INDUSTRIAL INFORMATICS, 2011. [Online]. Available: https://web.archive.org/web/20170829023403id_/http://foresight.ifmo.ru/ict/shared/files/201311/1_138.pdf

Lenzerini, Maurizio. "Data integration: A theoretical perspective." Proceedings of the twenty-first ACM SIGMOD-SIGACT-SIGART symposium on Principles of Database Systems. 2002. [Online]. Available: https://dl.acm.org/doi/pdf/10.1145/543613.543644

DANIEL J. BARRETT, LORI A. CLARKE, PERI L. TARR, and ALEXANDER E. WISE, "A Framework for Event-Based Software Integration," ACM Transactions on Software Engineering and Methodology, 1996. [Online]. Available: https://dl.acm.org/doi/pdf/10.1145/235321.235324

Nicola Dragoni, Saverio Giallorenzo, Alberto Lluch Lafuente, Manuel Mazzara, Fabrizio Montesi, Ruslan Mustafin, Larisa Safina, "Microservices: Yesterday, today, and tomorrow," arXiv, 2017. [Online]. Available: https://arxiv.org/pdf/1606.04036

DAVID BERNSTEIN, "Containers and cloud: From LXC to Docker to Kubernetes," IEEE Explore, 2021. [Online]. Available: https://sweet.ua.pt/andre.zuquete/Aulas/AES/20-21/extras/Bernstein14.pdf

Emilio Ferraraa, Pasquale De Meo, Giacomo Fiumara, Robert Baumgartner, "Web Data Extraction, Applications and Techniques: A Survey," arXiv, 2014. [Online]. Available: https://arxiv.org/pdf/1207.0246

Douglas C. Schmidt, "Using Design Patterns to Develop Reusable Object-Oriented Communication Software," COMMUNICATIONS OF THE ACM, 1995. [Online]. Available: https://dl.acm.org/doi/pdf/10.1145/226239.226255

CARLO BATINI, CINZIA CAPPIELLO, CHIARA FRANCALANCI, and ANDREA MAURINO, "Methodologies for data quality assessment and improvement," ACM Comput. Surv., 2009. [Online]. Available: https://dl.acm.org/doi/pdf/10.1145/1541880.1541883

Tyler Akidau et al., "The Dataflow Model: A Practical Approach to Balancing Correctness, Latency, and Cost in Massive-Scale, Unbounded, Out-of-Order Data Processing," Proceedings of the VLDB Endowment, 2015. [Online]. Available: https://www.vldb.org/pvldb/vol8/p1792-Akidau.pdf%20%28Google

A. Halevy, A. Rajaraman, and J. Ordille, "Data Integration: The Teenage Years," Proc. VLDB, pp. 9-16, 2006. [Online]. Available: https://www.cin.ufpe.br/~if696/referencias/integracao/_Data_Integration-The_Teenage_Years.pdf

G. DeCandia et al., "Dynamo: Amazon's Highly Available Key-value Store," ACM, 2007. [Online]. Available: https://dl.acm.org/doi/pdf/10.1145/1323293.1294281

JAN BODE, NIKLAS KÜHL, DOMINIK KREUZBERGER, AND CARSTEN HOLTMANN, "Toward Avoiding the Data Mess: Industry Insights From Data Mesh Implementations," IEEE Access, 2024. [Online]. Available: https://ieeexplore.ieee.org/stamp/stamp.jsp?arnumber=10565876

Mohamad Kassab, Manuel Mazzara, JooYoung Lee, and Giancarlo Succi, "Software architectural patterns in practice: an empirical study," Innovations in Systems and Software Engineering, 2017. [Online]. Available: https://www.researchgate.net/profile/Mohamad-Kassab-2/publication/329605991

Robert Thullner, Alexander Schatten, Josef Schiefer, "Implementing Enterprise Integration Patterns Using Open Source Frameworks," [Online]. Available: https://www.schatten.info/publications/cee_set/cee_set2008.pdf

Yair Wand and Richard Y. Wang, "Anchoring Data Quality Dimensions in Ontological Foundations," Communications of the ACM, 1996. [Online]. Available: https://dl.acm.org/doi/10.1145/240455.240479

Downloads

Published

14.02.2026

How to Cite

Laxmi Pratyusha Konda. (2026). Scalable Integration Architectures for Heterogeneous Multi-Source Data Extraction in Financial Services. International Journal of Intelligent Systems and Applications in Engineering, 14(1s), 656–667. Retrieved from https://ijisae.org/index.php/IJISAE/article/view/8229

Issue

Section

Research Article